Redesigning The Office

I think most things around us can be designed to be better for people. Here’s my take on the modern office — a better place to do good work.

It has all the usual office things like Wi-Fi, AC power, and a desk for working. It also has a couch for thinking, and a view and fresh air. And it’s always near the ocean or a place for exploring.

This has been my main office for the last year or so, and it’s my favorite place for intense, focused work. But what about working together with your colleagues? That’s easy — just drive over… I love it.

What are your top 5 tips for investing?

1. In the best of all possible worlds what would you really want to happen? Think about what YOU want and how YOU want to design your journey in this lifetime. I’ve met thousands of people in the last seven years and most are still in the same space because they don’t know what they really want out of life.

2. Be very clear and focused on whether you want to be an investor or a saver. I have an interesting article on this topic and it is often misunderstood. Investing is the process of building financial wealth. Saving is setting money aside now (i.e., foregoing current consumption) to spend it later. An example of saving would be buying real estate to fund retirement. Investors never really “spend” their financial capital, but continue to manage it going forward. The building process continues even as we begin to use our financial capital. 

3. Kiwis are excellent DIYers. Trust me: this is the hard way to do anything. Whether you want to become New Zealand’s Donald Trump or save for a spectacular early retirement with real estate, build a TEAM of trusted advisors who can guide you in achieving your dreams.

4. Should you choose to become an investor you need to know more and constantly educate yourself in a wide range of subjects. As a saver or new investor you need professional advisors to give you advice. A professional investor on the other hand needs a professional advisor to help execute plans.

5. Good planning is important, but effective implementation is crucial! Don’t get stuck with chasing the perfect plan or the latest fad of an investment technique. To plan for your financial future, a boring old-fashioned rental property in a good location bought today will always beat the perfect deal purchased with the newest technique one day in the future.

More here:

GTD in 15 minutes – A Pragmatic Guide to Getting Things Done

What is “GTD”?

GTD—or “Getting things done”—is a framework for organizing and tracking your tasks and projects. à Full instructions here:

The process is well summarized in the picture below.

The GTD work flow: open loops are collected in the in list, processed, and if it’s an action it’s done, deferred, or delegated. If the item being processed require more than one action, it’s recorded in the projects list as well.


The reality of renting in Auckland

Every day a papers print a story on New Zealand or in particular Auckland housing issues they are written and edited by the papers staff. They choose who they talk to and into what “sensation” it is going to be turned into.

Headlines that “modern” generation has been locked out of the housing and rental market are as old as newspapers. Is should take no time to find such claims in the 60’, 70’s, 80’, 90’ and even in the new millennium. Nevertheless, people now older, when they were in your age bracket found ways to buy their first property.

Not that there is something wrong with Sandringham. But if you’re after a very nice place and can afford $450 for a bedroom, please find 3 or 4 mates and I find you such beautiful home and sublet it to you. Handsome weekly cash flow to someone with imagination and creativity I can smell.

Going to viewings is even worth then networking for some. But surely someone in your profession does have a large network with plentiful of friendly property managers or people in the real estate industry. To start with, how’s your relationship with your current landlord?

Lots of good things in life ranging from great hidden holiday spots  to career or business opportunities, first homes or rental properties are seldom advertises. Good things are passed on within networks of friends and acquaintance. I doubt that gen X or gen Y have figured that out too! Indeed this behaviour  can be observed every day at universities, workplaces or sports by watching people going places.

The answer? If you’re a gen X or gen Y and are winging, stop winging. Accept that, as previous generations before you, you will not be given life on a silver platter. If you truly want something go after it and figure out a way. That may include sacrifices such as self-education in financial literacy so that you can make better and informed financial decisions or finding ways to make more money. There is a limit how much one can save or budged . It’s much easier to increase ones income streams.

New York is hardly comparable with Auckland in what the two great cities have to offer. However, rents in New York are significant more expensive than in Auckland. With a range of NZ$2,514 to NZ$ 8,273 per month or +114 to +216% for a 1 to 3 bedroom apartment in or outside the New York city centre (

Finally, glad to see you don’t blame the Government for this predicament. Although the Government does play its part in it. However, as happiness comes from within so does what choices we make to have the housing and lifestyle one desires.

PS in responds to